Financing & Leasing

| Financing & Leasing

Budget Options

Depending on the cost of ownership, there are viable financial alternatives. Barrows examines life-cycle costs as well as lease options. Turn your workplace into an asset that is leveraged to meet your company goals.

At Barrows we understand budgets. And we like nothing better than to come in under them! We want to be included in your projects from the onset. Our extensive purchasing background allows us to save you money in ways that may never occur to you.

Steelcase Financing & Leasing

Are you trying to figure out a way to get the furniture you really need with the budget you’ve been given for the project? Are you doing the math to optimize your cash flow? Are you looking at your organization’s complete strategy for creating an interconnected workplace?

If so, Steelcase Financial Services can help!

We have flexible financing options to meet your needs. You can plan to own the products or you can use the products now and decide whether you want to either purchase or return them in the future. You can count on us to help provide the best solutions.

And to make it easy, you can finance both your products and services like interior design, delivery, and installation.

By stretching your furniture purchase into monthly payments, you have more financial flexibility.

Our below-market rates are often better than you could get on your own. And the entire Steelcase portfolio of products and partners is eligible.

​Financing can also give you the flexibility to update your space more often.

We offer fair market value leases, so you can return furniture and explore new ways of working. This can be especially great for spaces like ancillary touchdown areas. You can refresh as new trends emerge. It’s also eco-friendly. No need to worry about disposing of old furniture; at the end of your lease, Steelcase will take back the furniture and dispose of it through one of our planet-friendly channels.

Great for Customers Wanting:

  • Cash flow support
  • To refresh their space
  • Flexibility for unknown future needs
  • Lowest payment option
  • Lowest interest rate option
  • Most flexible option
  • Eco-friendly option
  • Hard and soft-cost options
  • Deposit financing priority
  • Multiple projects or phases

Other Financing Benefits

  • Conserve capital – retain your cash
  • Protect credit lines – keep credit lines open
  • Get what you need – now!
  • Decrease your cost of capital
  • Deposit Financing – pay nothing until the furniture is installed
  • Increase your Return on Equity

Leasing Options

$1 Buy-Out Lease (financing)
  • Depreciation and interest are usually tax deductible
  • Fixed purchase price
  • Keep product
  • End-of-term Option
    • Purchase product for $1
Fair Market Value Lease
  • Lowest monthly payment
  • Payment is usually tax-deductible
  • May qualify for operating lease treatment
  • Greater flexibility at the end of the lease
  • End-of-term Options
    • Purchase product for fair market value
    • Return product
    • Renew lease

Just ask Barrows, your local Steelcase Dealer, for a quote!  REQUEST INFO